Simplified Employee Pension Plan – Not Always So Simple
The Simplified Employee Pension Plan or SEP is a retirement plan designed to benefit self-employed individuals and small business owners. Sole proprietorships, S and C corporations, partnerships and LLCs can establish a SEP. The SEP plan provides employers with a simplified method to make contributions toward their employees’ retirement and, if self-employed, their own retirement. Contributions are made directly to an Individual Retirement Account (IRA) set up for each employee (a SEP-IRA). SEPs are attractive because they do not require annual discrimination testing or IRS filings. However, this lack of oversight can lead to errors.
Are You Easy to Do Business With?What do you think of when you determine whether a business is easy to do business with? We all know that the economy is, let’s say, “less-than-ideal” so how can you make your business more attractive to your ideal clients?
Services Vs Products: The Marketing DifferenceThe great thing about service businesses is that you can truly distinguish yourself from your competition and price is less of a barrier. Even product businesses are seeing that the road to more, and more frequent, purchases is paved with additional services. Services designed to impress.
How to Write a Simple, But Winning Business ProposalToday clients are inundated with information, whether from external sources like emails and social media, or from internal communications. A winning proposal has to cut through all those distractions and clearly focus on who the client is and what the client needs, and do it as simply and effectively as possible. Here’s some advice on how to do that.
Start Your Own Cleaning Business – A Guide For Aspiring BeginnersA cleaning business is very popular recently because the world is getting busier. It is not difficult to start this kind of business. You just need to be specific on what service you want to offer and follow the necessary steps.